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The men who conserve and control the money of country, corporation or individual must possess many qualities not requisite in the ordinary citizen. Public confidence must be with them, and in their daily work they must exercise wisdom, sagacity and foresight. The First State Bank of Terral, an enterprise which grew out of the needs of its community, is backed by men of sound financial standing and ability, high commercial integrity, poise and judgment. It was founded in 1900 as a private institution, was later nationalized, and in 1909 became a state bank and adopted its present name. It attracts its depositors from all over Jefferson County, and its standing in the financial world is an excellent one. The First State Bank of Terral is capitalized at $10,000, and has a surplus of $6,000, and is housed in a structure which was erected in 1904 and is located in the center of the main business block of the town. Its present officers are: S. G. Trout, president; John R. Trout, vice-president; and H. G. Marshall, cashier. S. G. Trout, president of the First State Bank of Terral, Oklahoma, was born in October, 1845, near Williamstown, West Virginia, and is a member of a family which came to America from Germany prior to the Revolutionary war and settled in Virginia. He was given public school advantages in his youth, and in 1882 came to the West, locating on the present site of Pittsburg, Oklahoma. In 1893 he removed to Terral, Oklahoma, where he continued to engage in farming and stockraising, occupations to which he has devoted the greater part of his life and in which he has attained an eminent degree of success. He has various other interests, owning extensive properties in Jefferson and Carter counties, and city realty at Fort Worth, and is a stockholder in the Rural Credit Association. The founder of the First State Bank of Terral, his fortunes have been interested in its development, and to his ability and shrewd judgment must be given the major share of the credit for the present success and standing of this institution. Mr. Trout is a veteran of the Civil war, is independent in his political views, and while a resident of Pittsburg served as a member of the school board. He married Miss Annie Stanton, who is of one-thirty-second Choctaw Indian blood, and they have been the parents of five children, namely: John R.; Viola, who is the wife of William C. Malone, a farmer residing four miles from Terral; Maudie, who is the wife of H. G. Marshall, cashier of the First State Bank of Terral; Beatrice, who married Walter Hazelett and is now residing with her parents; and Ambrose, a graduate in pharmacy, who is now residing in Dallas, Texas. John R. Trout, vice president of the First State Bank of Terral, was born June 11, 1885, on the present site of Pittsburg, Oklahoma, a son of S. G. and Annie (Stanton) Trout. He attended the district schools of that locality and the public schools of Ryan, Oklahoma, until he reached the age of fifteen years, and has always been associated with his father in his various interests. When he was only fifteen years of age he began handling cattle on his own account, and in this industry he has continued to be engaged to the present time, his transactions having assumed large proportions. Mr. Trout came to Terral in 1899 and in 1909 entered the banking buisness as vice president of the First State Bank of Terral. He owns a great deal of property in Carter and Jefferson counties, as well as at Forth Worth, and is known as one of the substantial young business men of his locality, who has won well-deserved success through his determined efforts. He is independent in his political views, and is fraternally associated with the local lodge of the Independent Order of Odd Fellows, in which he is very popular. Mr. Trout is not married. Hugh G. Marshall, cashier of the First State Bank of Terral, was born in Clay County, Tennessee, April 28, 1882, and is a son of J. A. and Kittie (Silvey) Marshall. The Marshall family originated in England and prior to the Revolutionary war emigrated to Virginia, since which time the family roster has included many notable names, including that of John Marshall, the first chief justice. The great- grandfather of Hugh G. Marshall, Noah Marshall, removed from Virginia to Clay County, Tennessee, and there passed his remaining years, becoming the owner of a broad plantation and many slaves. His son, J.A. Marshall, Sr., was born in Clay County, Tennessee, and now lives in Monroe County, Kentucky. He has been an agriculturist all of his life and prior to the Civil war was an owner of slaves. J. A. Marshall, Jr., father of Hugh G. Marshall, was born in Clay County, Tennessee, in 1862, and at this time is a resident of Red Boiling Springs, Tennessee. As a young man he was engaged in farming and stockraising in his native county, from whence he moved to Macon County, Tennessee, in 1897, and since then has followed agricultural work in its various departments with continued success. He is a democrat in his political views and a member of the Christian Church. Mr. Marshall married Miss Kittie Silvey, who was born in Monroe County, Kentucky, and to this union there have been born nine children, as follows: Hugh G., of this review; P. H., who is a paint contractor of El Paso, Texas; Otia, who married C. C. Russell, a resident of Monroe County, Kentucky, where Mr. Russell is a merchant; Witt, who is a merchant of Gamaliel, Kentucky; Luther, who is engaged in farming with his father at Red Boiling Springs; Iva, who is a teacher and lives with her parents; Fred, who graduated from the Red Boiling Springs High School in the class of 1915; and Bliss and Daisy, who are attending the public school at Red Boiling Springs. Hugh G. Marshall attended the public schools of Clay and Macon counties, Tennessee, and was graduated from the Red Boiling Springs High School in the class of 1900. Following this, he took two years of college work at Lafayette College, Tennessee, and in 1902, entered upon his career as a school teacher in Macon County, being for three years principal of various schools. In 1905 he removed to Itasca, Hill County, Texas, and later in the same year came to Hastings, Oklahoma, teaching school there and in Eastern Jefferson County until 1910. From 1910 until November 13, 1913, he was in the Governmental Railway Mail Service, and on the latter date resigned to accept his present position as cashier of the First State Bank of Terral. The success which Mr. Marshall has attained is solely the result of his own unceasing application and and tireless industry, combined with natural business talent and the ability of directing his efforts along well-defined channels. A democrat in his political views, he is at present serving Terral in the capacity of city treasurer, an office in which he has given the greatest satisfaction to his fellow-citizens. With his wife, he is a member of the Christian Church. Mr. Marshall's fraternal connections include membership in the Knights of Pythias, at Hastings, Oklahoma, in which he is past chancellor, and Terral Lodge of the Ancient Order of United Workmen, in which he is master workman. Mr. Marshall was married June 22, 1911, at South McAlester, Oklahoma, to Miss Maude Trout, daughter of S. G. Trout, president of the First State Bank of Terral, and prominent farmer and stockman. They have no children. Typed for OKGenWeb by: Annajo Limore, September 29, 1998.