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Information below was copied from:
"History of Oklahoma" by Luther Hill, published in 1908"

JOHN R. RALLS, vice-president of the First National Bank of Ryan, Jefferson county, was for many years a successful merchant of that place and is now not only a strong financial factor in the community, but has extensive ranching interests in the state of Texas. He comes of a prominent family of Georgia planters, and is himself a native of that state, being born in Monroe county, on the 13th of November, 1862. John R. Ralls grew up on the ancestral estate which has been located in that county for several generations and received a thorough preparatory education under the tutelage of private teachers. He had reached the senior year in college, which he was about to enter, when, by the death of his father, the management of the plantation was thrown upon his shoulders. Profiting by the experience furnished by the latter in his unfortunate speculations in cotton, the son determined to devote himself solely to the growing of the crop, and to this occupation he confined himself for three years; but the management of negro labor was distasteful to him, and he therefore decided to remove to the southwest and engage in some commercial enterprise, locating in Bowie, Texas, he became a member of the grocery firm of Hardy Ralls, which soon expanded into a wholesale business. By the admission of Wade Atkins to the firm, the firm became Atkins, Hardy & Company. In a few years Mr. Ralls bought out Mr. Hardy, and remained a member of the, firm until Mr. Atkins sold his interest in the business at Be1cherville, whither the firm had removed. Ralls & Garrison succeeded the old firm of Atkins & Ralls, and in 1893 removed from Belcherville to Terral, Indian Territory, but the panic had struck this locality with such force that, after a year, the business was transferred to Ryan, then just platted. 
    Mr. Ralls became one of the original purchasers of the town site. In 1898 the firm of Ralls & Garrison was dissolved, and the former continued in business alone until 1905 when he exchanged his stock and business for a ranch in Crosby county, Texas. This embraces ten thousand acres of land, with thousands of head of cattle. In the same year that he came into its ownership he was chosen president of the First National Bank of, Ryan, and was made its vice president in 1907. The successful conduct of such extensive interests mark Mr. Ralls as one of shrewdest and broadest, business men in this section of the state. He is executive, farsighted, a student of conditions and has a profound understanding of correct principles of finance and business. Mr. Ralls is a member of Ryan Lodge No. 66, A. F. & A. M. and of the Consistory, Valley of Guthrie.
    John R. Ralls comes of German ancestry, the original spelling being Rahl. His grandfather, John R. Ralls, was born in the fatherland, was an officer of the German army who emigrated to the United States and became a soldier in the war of 1812. He afterward settled in Virginia, but removed to Monroe county, Georgia, and there entered land in 1818. He became an extensive planter, owned many slaves, and the estate which he founded is still in possession of his posterity. His two brothers went to Ohio and Kentucky, but all trace of them was lost. He had two sons, John R., the father of our subject, and William, who settled in Florida and there reared a family. Like the grandfather, the father was an extensive planter, but lost much of his wealth during the Civil war and by the panic of '73, yet before his death in 1880 was able to recuperate partially, both from his profits as a grower and dealer. He married Fannis Bird, daughter ofBraxton Bird, who came to Monroe county, Georgia, from the Old Dominion. She died in Ryan, in 1906, at the age of sixty years, the mother of the following: John R., of this sketch; E. Manton, cashier of the First National Bank, of Comanche, Oklahoma; Percy B., a merchant of Ryan; Mrs. Minnie C. Winship, of Macon, Georgia; and Alice V., wife of Jack Blalock, of Columbia, South Carolina, who there holds the position of state agent of the Aetna Life Insurance company. John R. Ralls was married in Henrietta, Texas, to Dollie Martin daughter of John S. Martin, who is a Missourian engaged in the real estate business at that place for many years.


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